Watersports Outlet & Klarna

Betala som du vill, med Klarna.

Det är du som köper, så du borde vara den som styr när och hur du betalar. När du handlar hos oss kan du välja att "Skiva det" med Klarna.


Vad är "Klarna"?

Klarna grundades 2005 i Stockholm för att göra det lättare för människor att handla online. Klarna är nu en av Europas största banker och erbjuder betalningslösningar för 60 miljoner människor i 14 länder.

Klarna betalningsalternativ


Om du missar betalningar upphör det räntefria arrangemanget och du måste betala ränta på alla framtida återbetalningar till 18,9% APR (representativ, variabel). Kredit kommer att erbjudas med förbehåll för dina ekonomiska omständigheter. Du måste vara 18 år eller äldre.

Hur det fungerar

Klarna

Välj dina produkter, klicka på "kassan" och välj att betala med Klarna.

ID Card icon

Ange ditt namn och leveransadress för att få tillgängliga betalningsplaner.

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Vi levererar din beställning till den adress som du angav till Klarna.

Exempel på återbetalning av "Slice It"

Kundvagn totalt 6 månatliga återbetalningar 12 måneder 24 måneder 36 måneder
4500 kr 5 betalningar av 750 kr
Slutlig betalning av 750 kr
Totalt betalningsbelopp: 4500 kr
11 betalningar av 375 kr
Slutlig betalning av 375 kr
Totalt betalningsbelopp: 4500 kr
23 betalningar av 187.50 kr
Slutlig betalning av 187.50 kr
Totalt betalningsbelopp: 4500 kr
35 betalningar av 125 kr
Slutlig betalning av 125 kr
Totalt betalningsbelopp: 4500 kr

* Månadsvisa återbetalningar är ungefärliga

Är jag berättigad?

Om du vill vara "Slice It" måste du vara minst 18 år. Framgången för din ansökan beror på dina ekonomiska omständigheter och en fullständig kreditsökning. Ange fullständiga och exakta personuppgifter. Din leveransadress måste matcha din faktureringsadress.


Hur ansöker jag?

När du ansöker om räntefri kredit hos Klarna för första gången blir du ombedd att ange ditt telefonnummer, e-postadress, faktureringsadress och födelsedatum. Denna information kommer att förvaras säkert av Klarna. Watersports Outlet har inte tillgång till detta. Om du använder Klarna "Slice it" igen, behöver du bara godkänna din beställning. Du behöver inte lämna samma personliga information igen.

Du ansvarar för att göra de avtalade återbetalningarna i tid och i sin helhet. Att göra dessa återbetalningar i sin helhet, som överenskommits, innebär att du kan sprida dina betalningar över den överenskomna tidsramen utan extra kostnad. Detta hjälper dig att få de produkter du vill utan att behöva betala på förhand.

Om du missar betalningar upphör det räntefria arrangemanget och du måste betala ränta på alla framtida återbetalningar till 18,9% APR (representativ, variabel). Mer information nedan:

Representativt exempel på ränta som uppstår om du missar en återbetalning

Kampanjfrekvens 0%
Representativ (variabel) 18.9% p.a.
Köp ränta 18.9% p.a.
Antagad kreditgräns 50,000 SEK

FAQ

Our payment provider is Klarna – who are they? Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. Klarna is now one of Europe's largest banks and is providing payment solutions for 60 million people across 90,000 merchants in 14 countries. We offer their monthly payment plan, "Slice It", to our customers, allowing you to spread your payment over 6 or 12 months, depending on the total value of your order (orders between £400 and £4,000 qualify). We also offer their "Pay in 3" option to split a single order into 3 easy monthly payments (orders between £120 and £1,000 qualify). For more information about Klarna, visit www.klarna.com/uk.

Slice It

How does Slice it work? Spread the cost of your purchase into equal monthly payments with 0% interest. Slice it is a promotional plan on the Klarna Account.

How do I use Slice it? When you shop online, Klarna's system reviews each order to determine which payments options are available to you. If Slice it is offered, simply select this option. The first time you shop with Slice it you will be asked in to apply for a Klarna Account. If you’re approved Klarna will create an account for you and your order will be placed. Every time you shop with Slice it after that, you only need to agree to the purchase and won't need to sign up again. The order amount will be added to your Klarna Account as additional promotional plans.

I have been asked to go to Klarna's site. Is this correct? If you have chosen to pay with Slice it by Klarna, Klarna will send you an email with further details on how to pay.

Can I pay less than the amount owed each month? You can at any time choose to pay your minimum payment instead of your interest-saver payment. Your monthly minimum payment is the amount to be paid to avoid incurring late fees on your Klarna Account. Should you choose to pay your minimum payment instead of your interest-saver payment, this will mean you will lose your promotional plan offer and the remaining balance will start to incur interest at 18.9% APR (variable). It's up to you.

Do I need to be 18? Slice it is only available to people aged 18 or over and is an online exclusive payment method.

How do I manage my Klarna Account? Log in to the customer portal at Klarna.com at any time day or night, to review your purchases and settle your monthly statement. If you need further assistance, you can contact Klarna's Customer Service team.

How can I increase my chances of being accepted for Slice it? Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address. All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

How is my statement sent? If you choose to use Slice it, we will send your monthly statement notification via email with instructions on how to make a payment and an overview of your Klarna Account. Once you have been landed on your Klarna Account overview page, simply select 'Make a payment' and enter the amount you wish to pay towards your balance.

What do I need to provide when I make a purchase? If you want to make a purchase with a Klarna Account you need to provide your mobile phone number and your email address as well as name, billing address and your date of birth. Your mobile number is required in case we need to reach you. All statements will be send to your email address. It's very important, that you give us the correct details, as otherwise you will not receive monthly statements and so be liable for late payment fees.

Is my payment information safe? Payment information is processed securely by Klarna. No payment information is transferred to us or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

How do I make a payment? First, log in at www.klarna.com/uk and visit your Klarna Account overview page. Then, simply select 'Make a payment' and enter the amount you wish to pay towards your balance. Should you have any questions or concerns when making a payment you can contact Klarna's Customer Service team.

I haven't received an email with my statement. Please contact Klarna's Customer Service team via live chat or phone. They will be able to provide you with details on how to pay.

I have cancelled my order. How long will it take until I receive my refund? As soon as Watersports Outlet has registered your cancellation or your return, the refund will be processed within 5 business days.

What happens if I cancel or return my order? As soon as Watersports Outlet have accepted your cancellation/return, then Klarna will make any necessary adjustments your balance and provide further help if needed.

I have cancelled my order. How long will it take until I receive my refund? As soon as the store have registered your cancellation or your return, we will credit the balance back to your Klarna Account within next 5 business days.

I have asked for a refund. How will I be refunded? If you have paid for your order with card, the refund will be made back to your Klarna Account balance. If the Account ends up in a credit balance, this can be used towards future purchases or you can request it to be paid back by contacting Klarna's Customer Service team.

I've received my monthly statement and a payment is due, but I've not yet received my goods. You should of course not pay your statement until you've received your goods. In this case, we would ask that you contact the store and get an update on your order. You should also contact Klarna's Customer Service team so that they can postpone the due date on your payment.

I still have questions regarding payment. Visit Klarna's Customer Services for a full list of FAQ's, live chat and telephone options.

B2C Distribution Ltd. som handlar som Watersports Outlet fungerar som kreditmäklare och erbjuder endast kreditprodukter online från Klarna AB. B2C Distribution Ltd. är auktoriserat och reglerat av Financial Conduct Authority, referensnummer 837488. Kredit som ges med förbehåll för ålder och status.